Blogs

Why Seniors Should Consider Long-Term Care Insurance & Medicare Supplemental Insurance Author: Rich Eller As seniors transition into retirement, choosing the right insurance coverage is crucial for financial security. Experts recommend considering both Long-Term Care Insurance (LTCI) and Medicare Supplemental Insurance (Medigap) to cover different healthcare needs. Key differences between LTCI & Medigap Long-Term Care […]

Market Commentary – March 2025 Richard Eller Certified Financial Fiduciary® Welcome to 2025—somehow, it got here faster than expected. Daylight savings is a few days away, baseball spring training has started, and the stock market continues to keep us on our toes. Let’s break down what is happening and, more importantly, what it means for […]

A Fiduciary Perspective on Today’s Market and Retirement Landscape As a Fiduciary-based advisor my role is to help clients cut through the current headlines noise, focus on what they can control, and make informed decisions that support long-term financial strength. In today’s environment, several critical issues demand attention—not hype, but perspective and strategy. Here are […]

Will you retire with financial obligations? According to a recent study, nearly half of all Americans expect to retire with significant debt. Maintaining enough cash on hand to cover recurring expenses is challenging and can become a substantial threat to your comfortable and secure 25 year+ retirement. Debt can potentially derail your retirement plan. Carrying […]

Are you aware of the top unexpected retirement expenses? According to the Washington Post, millions of Americans have been taking out personal loans to pay for dental care, including those who have dental insurance. This retirement expense isn’t one many people normally think about. Do you want to be better prepared for any unexpected expenses […]

If you’re looking for a financial advisor in Naples, FL, make sure to choose one who is a fiduciary. Naples, Florida, is located in the southwestern part of the state. The city is situated on the Gulf of Mexico and is known for its beaches, golf courses, and diverse culture.   A fiduciary financial advisor […]

Have you ever wondered why it’s so important to have a fiduciary in Naples, FL? A fiduciary is legally bound to act in your best interests. This means that they must always put your needs first. Why is this important? Because when it comes to financial planning and investing, you need someone who has your […]

If you’re new to the world of investment, you may be wondering if you can do it all yourself or if you should hire an experienced financial planner. When it comes to your hard-earned money and plans for the future, it may be best to put your trust in the hands of a professional who […]

It is never too early to start thinking about the future and plan your retirement. The key to retiring early and having a comfortable retirement is a personal investment. With intelligent planning and the right advice, you can set yourself up for early retirement. Let’s find out more about how you can go about investing […]

What a month it has been. At the end of January, I sent a market commentary. One month later, the most meaningful change is the Russian rumors became headlines as they try to re-establish their Imperial borders The equity markets during the first two months of 2022 have been, so far, less than stellar. Good […]